Terms of Service & Disclaimer

By accessing or using CalcHub ('service', 'website'), you acknowledge that you have read, understood, and agree to be bound by these Terms of Service. If you disagree with any part, discontinue using the site immediately.

While CalcHub strives to maintain the utmost mathematical precision:

• Financial calculators (loans, mortgages, interest rates, taxes) provide estimates only and cannot replace certified banking or fiscal documentation;
• Construction calculators (concrete, masonry, structural loads) are guides and cannot substitute for official architectural blueprints and licensed engineering review;
• Health & fitness tools (water intake, calorie burn, BMI) provide general guidelines and are never a substitute for medical consultation;
• The service is offered strictly on an 'AS IS' and 'AS AVAILABLE' basis without warranty of any kind.

In no event shall CalcHub, its creators, or affiliates be liable for any direct, indirect, incidental, consequential, or punitive damages resulting from decisions made using these tools.

All code, UI designs, calculator architectures, texts, and branding belong to CalcHub. Unauthorized scraping, wholesale reproduction, or reverse engineering is strictly prohibited.

Users must not:

• Engage in any denial-of-service (DDoS) activity or artificial request flooding;
• Deploy automated crawlers to harvest proprietary formulas or site databases;
• Interfere with security protections or system integrity.

We reserve the right to revise these Terms at any time without prior notice. Continued access following modifications represents acceptance of the amended Terms.