Ukraine State Pension Calculator

How to use

1. Enter your official gross monthly salary subject to social security contributions.
2. Specify total insurance record duration in years.
3. Input monthly discretionary private retirement contributions (optional).
4. Designate the number of years remaining until planned retirement.
5. Review estimated monthly state solidarity pension and personal private capital.
6. Check statutory insurance thresholds (33 years required at age 60 in 2026).

How Ukraine's Solidarity Pension Formula Operates

Under Article 27 of Law of Ukraine No. 1058-IV, the monthly state retirement pension equals the product of three variables: National 3-year average wage, individual wage ratio coefficient, and insurance duration coefficient (1% per year).

Statutory Insurance Record Mandates in 2026

Retirement qualification thresholds in 2026:

• Retirement at Age 60: Minimum 33 verified years of insurance contributions;
• Retirement at Age 63: 23 to 33 verified years of contributions;
• Retirement at Age 65: 15 to 23 verified years of contributions.

Calculation Case Study: 35 Years at Average National Wage

Assuming 35 years of verified contributions at an individual wage ratio of 1.0 against a 17,500 UAH national wage benchmark:

• Experience Coefficient: 35 × 0.01 = 0.35;
• Wage Ratio: 1.0;
• Projected Monthly Pension: 17,500 UAH × 1.0 × 0.35 = 6,125 UAH/month.

Methodology & Accuracy

This calculator provides indicative estimates based on current statutory pension formulas. Official determinations are made exclusively by the Pension Fund of Ukraine.